Role Of Modern Private Investigator



A Private Detective or Private Investigator (PI) is a person who conducts investigations, usually for a private citizen, business, or organization. Many Private Investigators work for insurance companies to investigate suspicious insurance claims for that company.

Private Detectives also conduct process serves, background checks, skip tracing, and locating of missing persons. Many agencies across the country specialize in one particular field of expertise. Some PI agencies deal only in skip tracing, others may specialize in surveillance, and still others may specialize in bug detection which is the disposing and locating of unwanted forms of electronic surveillance often found in corporate espionage or personal eves dropping cases. Some of the other many specialties a PI might have is Fraud Investigations, Personal Security or Bodyguard details, and Computer Forensics to name a few.

Private Detectives and Private Investigators often work irregular hours due to of the needs of there case which require them to conduct surveillance and contact people who may or may not be available during normal working hours. Early morning, holiday, evening, and weekend work is common. Most Private Detectives and Private Investigators spend a majority of there time away from their offices conducting interviews or surveillance, but some work in their office most of the day conducting computer searches and making phone calls. Those who have their own agencies and employ other investigators may work primarily in an office and have normal business hours. Sometimes an investigation calls for the investigator to be armed, such as certain bodyguard assignments for corporate or celebrity clients. Detectives and investigators who carry handguns must be licensed by the appropriate authority in most cases to carry a firearm on duty. However, a weapon is not necessary, because the purpose of the work is gathering information and not law enforcement or criminal apprehension.

Most states require that Private Investigators be licensed. A Private Investigator often works long hours, keeping detailed notes and video for reports to supply to there clients and often spend most of there time in the field conducting surveillance related work. Private Detectives and Private Investigators typically have previous experience in other occupations that prepares them for there career as a Private Investigator.

Former law enforcement officers, military investigators, and government agents, often become Private investigators or private detectives, others from such fields as finance, accounting, commercial credit, investigative reporting, insurance, law, etc. These individuals often can apply their prior work experience in a related investigative specialty and be considered experts in there field.

A background in subjects such as criminal justice and police science can be helpful to anyone interested in Private investigators and private detectives employment. Some corporate investigators have a master's degree in business administration or a law degree, while still others are CPAs.

The majority of States require private investigators and private detectives to be licensed in there state. A growing number of states are enacting mandatory training programs for private detectives and investigators. The Bureau of Security and Investigative Services of the California private investigators Department of Consumer Affairs requires private investigators to be 18 years of age or older, have a combination of education in police science, criminal law, or justice and experience equaling 3 years (6,000 hours) of investigative experience, pass a criminal history background check by the California Department of Justice and the FBI (in most States, convicted felons can not be issued a license), and receive a qualifying score on a two-hour written examination covering laws and regulations.

Most private-detective agencies are small, with little room for advancement due to not more than one to three Private Investigators in the Firm. Usually, there are no defined ranks or steps, so advancement takes the form of increases in salary and assignment status. Many detectives and investigators work for detective agencies at the beginning of their careers and, after a few years, start their own Agency after receiving the necessary experience. Legal and corporate investigators may rise to supervisor or manager of the security or investigations department.


A Private Detective or Private Investigator (PI) is a person who conducts investigations, usually for a private citizen, business, or organization. Private Detectives and Private Investigators often work irregular hours due to of the needs of there case which require them to conduct surveillance and contact people who may or may not be available during normal working hours. Most Private Detectives and Private Investigators spend a majority of there time away from their offices conducting interviews or surveillance, but some work in their office most of the day conducting computer searches and making phone calls. Private investigators and private detectives typically have previous experience in other occupations that prepares them for there career as a Private Investigator. The majority of States require private detectives and Private Investigators to be licensed in there state.

When Choosing a Building Contractor or Home Renovation Specialist, the Seven Mistakes to Avoid



The building contracting and home renovation industry has experienced a lot of bad press and publicity for a number of years, and sometimes rightly so. That is because unfortunately there are a high number of dangerous and unethical practitioners operating in this industry, preying on unsuspecting homeowners by giving shoddy services whilst making unreasonable demands for the works carried out.

When choosing a builder or Home Renovation contractor, Below are the seven most common mistakes most homeowners make.

Mistake 1

Not Asking For References Regarding Previous Works Carried Out

It's very easy to simply take someone at their word regarding what they can do and without seeing some form of proof. Now in the long run, not doing this has proven to be rather costly and in some cases, be rather dangerous because of simply taking on face value, what the contractor says.

Here's a test you should carry out if you really want peace of mind and a successful outcome when it comes to getting the type of work you want done in your home - simply ask the contractor for the names of two previous customers whom you can contact or even better go round and see examples of his work.

When you are given those names and contact details, simply phone those customers up and ask them a few questions. You don't have to do this whilst the contractor is there with you, although, if you do and the contractor is more than willing for that to happen, you can make a worthy assumption that the contractor has nothing to hide and is more than likely a genuine quality tradesperson. It's when the contractor is not willing to give you any past customer details, that's the time you should be concerned, very concerned.

You can ask any or all of the questions below to any previous clients -

What's been your overall experience of XYZ builder/contractor
What didn't you like about them?
Would you refer them to your family or friends based on the work they carried out for you?
If possible, could I see and make a visit for myself the kinds of work they've done?
Mistake 2

Not Finding Out How Qualified the Contractors Are

It's a given that the surgeon is perfectly qualified to carry out the procedure if we underwent heart surgery or any other major operation at the local hospital. We 'd probably have no reason to distrust anything that's going on.

Creating specific home renovations and building and structural work is a skillful practice. It's a disciplined, professional craft. And, just like any regulated profession, there are certain qualifications and benchmarks that will help prospective customers to help decide whether or not a builder or contractor is qualified and professional.

It's easy to be swayed by a builder's advert or seeing their van or truck with their name and contact details on it and feel that because they are 'in the business' that they are automatically credible and professional.

Asking about their qualifications, and letting them speak how and when they achieved their qualifications, is vital if you're looking for a quality, professional contractor.

Mistake 3

Thinking a Low Quote Means Excellent Value for Money

One of the biggest mistakes when hiring a building contractor is to think that because you receive a low quote for the intended job, that you've bagged yourself a bargain. In fact, more often than not, a low quote most likely means any of the following:

Low quality materials being used for the job

Shortcuts and cutting corners in order to get the job done fast

No real attention to detail Irregular communication patterns and very little interaction ie "we'll get on with it and let you know if we need anything"

Use of unqualified staff and labourers

Poor quality work leading to the job being re-contracted at a later date. (What this means is that the job ends up costing more than probably the best original proposals and quotes from other, better quality contractors!).
The thing is, you'll be able to spot a contractor you don't won't want to carry out the work for you because if you pay close attention to these 7 big mistakes in this Consumer Awareness Guide, you'll be able to spot a rogue builder or contractor, a mile off!

Mistake 4

Going Ahead Without an Agreement or Written Proposal

Another glaringly obvious mistake is to not get anything down in writing. It's easy to go ahead with the works you want done simply based on the words from a builder or contractor. The problem with that way of doing things is that it's very easy to forget who said what and what was to be done.

And what makes things really appealing is when you're offered a discount by 'paying cash', because in that way, the contractor is essentially saying that he doesn't want to be invoiced or have anything written down because he'll be charging you much less for the work.

The fact of the matter is once the work's done, you'll have a hard time getting hold of the contractor if there's something not quite right with the job. Because, as if by magic, you will have found that the builder has disappeared from the scene. And because there's no record of things, the homeowner will be left to

pick up the pieces - which inevitably means that more time, money and energy is spent looking for another contractor. The alternative is that the works are just left as they are, incomplete, unattended and leaving you, the homeowner with another powerful reason to distrust those in the building profession as more info a whole!

The big advice is to get things written down. And if the contractor doesn't want to go down that route, then you know you've come across someone you'll want to pass on, quickly.

Mistake 5

Assuming The Job Will Be Completed on Time

One of the biggest headaches many homeowners face when hiring a builder or contractor is about having the job finish on time. It's a mistake to simply believe what the contractor verbally says when it comes to timelines and deadlines because most builders are notoriously known for breaking promises and commitments when it comes to finishing jobs.

A true professional will give you specific timelines he expects to complete the job. And the reason he can give such a reassurance - and with extreme confidence - is because he's thoroughly analysed the job that has to be done.

More importantly, he's developed a number of carefully constructed business methods and ways of doing business that makes the whole customer and contractor relationship, a wonderful one.

Mistake 6

Creating a 'Part Works' Arrangement

There are hundreds of DIY books, tip sheets, informational resources that are available showing people how to create their own patios, extensions, kitchens, bathrooms, etc. The fact of the matter is that even armed with the greatest will and intention in the world, there are only a handful of people in a thousand who can start, follow and finish through with particular DIY house projects.

The number of botched up, incomplete and unfinished jobs, is scary.

The big mistake here is negotiating with a builder to finish off the job you have started. Now although you may have invested time and money in getting the job half done (or to whatever state or condition it's currently in) the worst thing to do is get a cheap quotation for someone to finish off what you've started.

And, if you do find someone who agrees to 'patch up and make good what you've started' be prepared for the ugly things that follow because it's more than likely that the whole job will have to be started again with a new contractor - thus costing you even more money as well as hearing about the total dissatisfaction of it all from members of your household.

Mistake7

Not Asking for Written Guarantee

Mistake No 7 is not asking for any guarantee on the finished job. And it's easy to skip this part because when you're looking at a finished piece of work, one automatically assumes that everything will be fine and that there will be no need to call on the contractor or builder again.

Of course, we all know that it's only AFTER a job has been completed that we then see how good the work really is, because that's the time a written guarantee is essential.

When you ask a contractor "do you guarantee your work?" (which essentially means that - depending on the kind of job - that you the customer, will be covered against any kind of collapse, structural damage, botched up job! ... and if after asking the contractor and this question says" yes" but does not give you anything in writing, then that maybe the red light signal to put a halt on things.

Professionals delivering excellent service and super quality work will have no hesitation in giving a written guarantee. And the real fact of the matter is that because it's your home, and because you'll be living there for some time to come, it just makes plain commonsense to get the best job you can afford from a builder or contractor you can trust.

And if it means paying more than the quick fix, fly by night contractors, (because all they are after is your money, without giving an equivalent value in return) then you'll find in the long run that it's always the best option and, it'll work out to be the cheapest option because there will be less expense needed later on in re-doing the job and fixing because of poor craftsmanship.


You don't have to do this whilst the contractor is there with you, although, if you do and the contractor is more than willing for that to happen, you can make a worthy assumption that the contractor has nothing to hide and is more than likely a genuine quality tradesperson. And, just like any regulated profession, there are certain qualifications and benchmarks that will help prospective customers to help decide whether or not a builder or contractor is qualified and professional.

It's easy to go ahead with the works you want done simply based on the words from a builder or contractor. The fact of the matter is once the work's done, you'll have a hard time getting hold of the contractor if there's something not quite right with the job. ... and if after asking the contractor and this question says" yes" but does not give you anything in writing, then that maybe the red light signal to put a halt on things.

How to Get Rid of Belly Fat - 4 Simple Tips Show You How



You want to know how to get rid of belly fat, and I will show you how you can accomplish your goal using 4 simple tips you can start applying right away. The truth is that you can't spot reduce belly fat. If you want to get rid of belly fat, you have to lower your overall body fat levels. The four tips I will show you do just that.

The first tip for how to get rid of belly fat is diet. When I say diet I don't mean going on one where you barely eat anything. When I say diet I mean it in the literal sense as in the food you intake throughout a typical day. You're going to have to change your current 3 meals per day diet if your goal is to get rid of belly fat. That's because in order to get rid of belly fat, you have to eat more often since this naturally increases your metabolism. You can start by taking your typical 3 meals per day and divide them over 4 to 6 smaller meals spread throughout the day. For example, if you regularly eat three 600-calorie meals per day, instead you'll shoot for six 300-calorie meals. Start doing this today, and you will be closer to your goal of getting rid of that belly fat.

The next tip for how to get rid of belly fat is weight training. The reason for this is that muscle burns more calories throughout the day, even in rest, where fat doesn't burn any calories at all. By starting a weight training program, you will be one step closer to achieving a slimmer, overall body, and of course, getting rid of your belly fat.

If for whatever reason you are not interested in weight training for losing your belly fat, you can opt for taking up walking. Doing this will help you get rid of belly fat, but it'll take several months to see results. If you're after quicker results for how to get rid of that belly fat, then maybe you can try the next method.

High intensity interval training, or HIIT, is the last method I will be discussing for how to get rid of that unsightly belly fat. That's because a typical HIIT workout will continue burning fat for 24 to 48 hours after the workout is done, and that's what we're after. That's how you're going to get rid of belly fat using the HIIT method.

You wanted to learn how to get rid of belly fat, and I've given you four tips. Each of these methods either by themselves, or in any combination will help you to get rid of your belly fat to the point where you'll finally be able to see your abs that have been buried underneath all those layers of fat.


If you want to get rid of belly fat, you have to lower www.av-valdres.de your overall body fat levels. If your goal is to get rid of belly fat, you're going to have to change your current 3 meals per day diet. The next tip for how to get rid of belly fat is weight training. By starting a weight training program, you will be one step closer to achieving a slimmer, overall body, and of course, getting rid of your belly fat.

Each of these methods either by themselves, or in any combination will help you to get rid of your belly fat to the point where you'll finally be able to see your abs that have been buried underneath all those layers of fat.

Direct Loan Consolidation and Your Options

It is not uncommon now to hear of people having multiple creditors to pay. And many try to make payments on time and beat due dates. With the cost of education having risen over the years, former students are constantly looking for ways to pay back their educational loans. Now paying debt can be difficult already but it is more difficult when one has multiple loans to think about as paying different loans at different times can be.

To address this problem, a lot of people now opt for direct loan consolidation. This is a fantastic option that allows the borrow to combine (consolidate) one or more of their Federal education loans into one single new loan. A federal direct consolidated loan will pay off all your existing loans like your Perkins Loans, FFELP Loans and Direct Loans and a new loan is created with a single interest rate and repayment period. This means you won't need to remember multiple due dates which make payment easier.

There are also multiple plans available to borrowers so they can choose how to repay their direct consolidation loan. The good thing about these plans is they are tailored to be flexible so the borrow can easily adjust when times are changing. To opt for a direct consolidation of your debts is also free plus you don't need to have a minimum borrowed amount to qualify for this.

Now if you only have one loan you might be thinking this is of no use to you. But you may want to convert your loan into a direct loan consolidation to get refinancing benefits and have a much more favorable interest rate. Most federal loans and plus loans can be consolidated.

You have the option of choosing which kind of direct consolidation loan you wish to apply for. A direct unsubsidized consolidation loan combines federal student loans that are no longer eligible for interest subsidies. If any one of the loans to be consolidated is unsubsidized, then you will receive an Unsubsidized Direct Consolidation Loan.

While a direct subsidized consolidation loan combines federal student loans eligible for interest subsidies, the common examples of these are loans such as subsidized FFELP and Direct Loans, and Federal Perkins Loans.

And the third kind is the direct PLUS consolidation loan which combines FFELP PLUS and Direct PLUS loans.

In order for you to qualify for this you just need to have at least one Direct Loan or Federal Family Education Loan that is under these status; repayment, deferment, default, or in grace.

If you are currently experiencing difficulty making payments to your creditors, you have multiple due dates, and you just wish to have the option of better repayment schemes you may want to consider availing of this service now.


A federal direct consolidated loan will pay off all your existing loans like your Perkins Loans, FFELP Loans and Direct Loans and a new loan is created with a single interest rate and repayment period. You may click here want to convert your loan into a direct loan consolidation to get refinancing benefits and have a much more favorable interest rate. A direct unsubsidized consolidation loan combines federal student loans that are no longer eligible for interest subsidies. If any one of the loans to be consolidated is unsubsidized, then you will receive an Unsubsidized Direct Consolidation Loan.

Why Buy IPads, iphones and ipods? Unlike Other Brands, They Are Affordable to Repair



All smart phones and tablets are slippery like playing cards. And like a card trick gone bad, they can flip and slip and fall from your hands. When it ends in broken glass, it is sad. It gets worse! Now that you shattered the glass, you are probably going to pay a lot of money to get it repaired. In many cases, it may make more sense to buy a replacement device.

The tips in this article are very specific to the 3 devices mentioned in the title. Unlike many other brands of smart phones and tablets, they are readily repairable at affordable prices by shops which specialize in just those 3 devices.

Other brands do not enjoy affordable parts availability and a virtual army of able and experienced technicians. Apple devices may cost more to buy initially, they can be readily and economically be repaired when the tips in this article are followed.

Easy as Apple Pie Repair Tips:

Tip # 3: Back up your device.

In the vast majority of cases, your data will not be lost during the repair - but it does happen. Picking up your newly repaired device to find precious pictures gone can hurt your heart.

Tip # 2: Two Repairs you can do at home.

If the back of your iPhone 4 or 4S is broken or the microphone won't work: These are two repairs you can attempt at home. All you need is a tiny Pentalope screw driver. You can buy these at Radio Shack or any electronics supply. You can easily find a video on YouTube.com. It does require a fair amount of force to slide the back so that it can be lifted off.

If your microphone is not working take a clean small brush and make sure the port is clean. It is a good idea to check and all the ports on your iPhone occasionally. You can also use a small cotton swab or cue tip. Take it to an iPhone Repair Shop if this doesn't correct the problem. This may seem very simple and not like much of a tip. However, the size of the ports and the material causing the block are so small, many inexperienced technicians have replaced parts to no avail because they didn't do this.

Most "how to repair your device" videos are designed to get you to order the part from them at above market prices. To facilitate this, the repair is made to look deceptively easy.

Yes, you would eventually figure out a repair like replacing the front glass. Chances are good you would not have success the first time and maybe even the second time. It is very easy to rip any of many small ribbons, each of them full of tiny wires, from the mother board or logic board in almost every repair except those mentioned above. If that happens, your phone or tablet or iPod is ruined. The last mentioned is particularly hard to repair without tearing a ribbon.

If that is your goal, there is nothing wrong with doing your own repair. You may want to learn to do that repair so you can do it for others. It doesn't make sense if all you want to do is get your phone fixed fast.

Tip # 1: Pick the right shop.

Experience matters. Find a local repair shop with a lot of experience with just the handheld device made by the company that reminds us all of apple pie. Just because a shop has been in business a long time does not mean they are deeply experienced with these devices. A shop which has been repairing computers for years (for example) and recently began repairing handheld devices by the company based in northern California, will not be good at repairing them until they have done a few thousand repairs.

Find a specialized shop. Carrying enough parts to repair ipads, ipods and iphones is daunting enough. A shop which repairs computers and all brands of cell phones is like the old saying, "Jack of all trades and master of none." You also don't want to hear, "We'll order that part for you." A specialized shop will have the part for your device made by the company in Cupertino, now. They will most likely be much faster at doing the repair as well. This means you won't have much down time.

Call the shop you are more info considering. How many of your device have they repaired?

Ask the price and what it includes. Is the price all inclusive as in, "includes warranty with parts and labor and taxes?" Because the business must pay a fee to accept a credit card, any business can reduce the price for cash versus a credit card for payment. Ask about a cash discount if you have cash.

You can also ask if you need an appointment. Are the hours they are open going to work with your schedule? Following the above tips will go a long way to ensure a positive experience while working to get a big negative out of your life - a broken iPhone, iPod or iPad.

Conclusion: The above tips are very specific to Apple handheld devices because of these facts: They were first to market, so there is a large market of used devices to be had. Some of these technicians have made a career with just these few devices and are deeply experienced in repair of them.

The company that reminds us of apple cider chose to make parts using many jobbers in China, so parts are available at competitive prices. The initial purchase price of any device is not the entire picture.

All hand held devices can easily break. Buttons and speakers wear out. The purchase of a less expensive device, only to have it break and be faced with a repair bill so large it effectively renders the device economically useless, is a factor worth considering when shopping.


Most "how to repair your device" videos are designed to get you to order the part from them at above market prices. Find a local repair shop with a lot of experience with just the handheld device made by the company that reminds us all of apple pie. A shop which has been repairing computers for years (for example) and recently began repairing handheld devices by the company based in northern California, will not be good at repairing them until they have done a few thousand repairs.

Some of these technicians have made a career with just these few devices and are deeply experienced in repair of them.

The purchase of a less expensive device, only to have it break and be faced with a repair bill so large it effectively renders the device economically useless, is a factor worth considering when shopping.

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